CAPY REALTY LLC 973-757-2581 Phone 973-757-2583 Fax
CAPY REALTY LLC973-757-2581 Phone973-757-2583 Fax

Steps in Buying Process



Congratulations on your decision to buy a new home!


Your first step toward buying your new home will be to consider your needs. Thinking about your needs will enable you to visualize just how you want your new home to look, and how it should serve you.


CAPY Realty LLC professional save you time and money by putting his(her) expert knowledge and abilities to work for you. We will help you to focus your energies into what is best for you and your family.

Loan Pre-approval vs. Pre-qualification


You will need to know what price range you can afford. There are two ways to go about this: you can either get pre-qualified, or pre-approved for a mortgage. Either way you will need to contact a mortgage company or lender.

  • Getting pre-qualified is a simple procedure. It considers very basic information regarding your financial status and comes up with an amount for wich you may be eligible. The amount you prequalify for is based solely on the information you provide.
  • Getting pre-approved is a much more involved procedure. The lender will take all necessary information regarding your finances and perform a comprehensive analysis of your current financial situation. Having pre-approval shows the seller that you have gone through an extensive financial background check and there should be no unforeseen barries to keep you from buying the home.

It's easy to see how being pre-approved would be more attractive to a seller than just being pre-qualified.



Find the Right Place to Look


Now you need to analyse what type of neighborhood in which you'd like to reside. This way your real estate professional will start your search to find neighborhoods that meet your needs.

Your real estate professional experience in the local area will be an invaluable source of information during this phase.





Finding Homes


At this point you will have a good idea of what you can afford and what type of neighborhood you want to live in. Taking that information into consideration you are ready to embark on your actual home search.


Your real estate professional at CAPY Realty LLC will save you time by keeping you up-to-the-minute on properties that meet your criteria as they become available.


Making the Offer


Now that you have found the home you would like to buy, it's time to make an offer.

  • Your real estate professional will make sure that everything is in written verbal agreements.
  • Yourreal estate professional will present the seller or sellers represented with a written offer to purchase the property.
  • The contract will protect the best interests of you.
  • The contract though not limited to this list will include the following:

legal description of the property - the offering price - the down payment - financing information - amount of the deposit - inspection rights - attorney nformation - items included and excluded - the settlement date - contigencies


if you have any questions or concerns, do not hesitate to call your real estate professional he(she) will make sure that your questions are answered and your concerns resolved quickly.


Contract Negotiations


Once your offer is received by the seller, negotiations may be necessary to reach an agreement. The key to successful negotiating is keeping in mind that the end result must make you, the buyer, and the seller happy. Your real estate professional has the knowledge and expertise necessary to represent your best interests and negotiating on your behalf.




After your offer has been accepted, the property will need to be inspected. Your real estate professional can help you find the appropriate companies to do the appropriate inspections. Your real estate professional will ensure that all essential inspectors have access to the property at the appropriate times. It is recommended that you attend certain required inspection yourself to discuss the findings with the inspector. Your real estate professional will make sure that everything is completed on time and in a professional and legal manner.


Pre-Closing Preparation


As the date of the closing draws near. Your real estate professional will be in contact with your attorney and your mortgage lender to make sure that all the necessary documents are being prepared to make sure you have a quick, easy closing.




At closing, ownership of the home is legally, transferred from the seller to the purchaser. It is a formal meeting in which most parties involved in the buying/selling process will attend. Closing procedures are typically held at the office of the buyer's attorney. Your real esate professional  will be present at the closing ready to help to resolve any isues that may arise. Your real esate professional will also be available any time after closing to assist you in your real estate needs.


Congratulations on the purchase of your new home!



If you want to learn more about the process of buying a home contact us to help you and your family achieve your dream.














Tips to help seller's

Curb appeal isn't optional when selling your home

Make your home more appealing to potential buyers

"First impressions are everything". If the outside, or "Curb appeal" looks good, people will more than likely want to see what's on the inside.  A pretty face will get them in the front door. The first impression a potential buyer has of your house will prompt them to explore further or drive away. Curb appeal is such an important component to selling your home. Your curb appeal is your most powerful marketing tool!.

Learn more about how to sell your property.

Got Questions?

Meet our brokers now, or contact us directly.

We're at your service:


1240 Liberty Ave

Hillside, NJ 07205

Phone: 973-757-2581

Fax:     973-757-2583


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